Social Security Disability Income Questions, Benefits

Q: Why can some people get Social Security came back earlier than the others?

A: In general, Social Security benefits are paid to eligible workers and their families, based on workers’ earnings.

This program – Retreat, Survivor and disability insurance (RSDI) – this is what employment taxes fund. Thus, if an eligible worker becomes disabled, or if someone is the surviving spouse or child of an eligible worker, they can apply for Social Security benefits before retirement age.

Additionally, the Supplemental Security Income (SSI) program, which is funded by general taxes, provides income to the needy, to those considered to have insufficient income or resources, and those who are blind. or disabled but do not meet the criteria for RSDI benefits.

Q: How is a person eligible to receive disability income from Social Security?

A: To be eligible Social Security disability benefits, you must have worked long enough and fairly recently in jobs covered by Social Security, and you must have a medical condition that meets social security definition of disability.

According to Social security administration (SSA), the number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Typically, you need 40 credits, 20 of which have been accumulated over the past 10 years ending with the year you become disabled.

Work credits are based on your total annual salary or self-employment income, and the amount needed to earn work credits changes from year to year. Young workers may be eligible for disability with fewer credits.

In terms of medical disability, the following are considered necessary for eligibility: 1) you cannot do the job you previously did due to your medical condition; 2) you cannot adapt to another job due to your state of health; and 3) your disability has lasted or is expected to last at least one year or result in death.

Social Security pays only full disability benefits, not partial or short term disability. The disability must be so severe that the worker cannot work, given his age, education and experience.

Applying for Social Security disability is a multi-step process. If you think you qualify, the first step is to contact your Social Security office, or apply by phone at 800-772-1213 between 8 a.m. and 7 p.m., Monday to Friday, or apply online at

Q: Is there a way to speed up a request for Social Security disability benefits?

A: The Social security administration notes two initiatives designed to expedite the processing of new disability claims, namely compassionate care allowances and early disability determinations.

These initiatives use technology to identify claimants with the most severe disabilities, allowing SSA to expedite decisions on these cases while maintaining accuracy and, sometimes, approving cases in days instead. of a few months.

Compassionate Care Allowances reduce the wait time for a disability determination for those with the most severe disabilities. These are cases generally eligible for disability, allowing determination as soon as the diagnosis is confirmed.

Examples include acute leukemia, at Lou Gehrig (ALS) and pancreatic cancer. The SSA recently announced 12 new compassionate care allowance conditions, bringing the total number of eligible conditions to 254.

The Rapid Disability Determination process uses a computerized predictive model to filter initial claims to identify cases where a favorable determination of disability is highly likely and medical evidence is readily available.

More information on accessing these determination processes is available through SSA and online at

Reminder: Open registration for health insurance extends from Oct. 15 to Dec. 7. In most cases, this is the only time you can choose a new Medicare Advantage or Part D plan. Don’t miss this important opportunity to get the most out of your Medicare coverage.

To obtain a screening file and to register for an appointment, contact Miss Lanko at 408-4354 or by email [email protected].

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