Online Payday Loans: Direct Lenders vs. Brokers

There are two options available when you’re looking for a payday lender.

  1. Apply directly to a lender that will service your entire loan
  2. A loan broker (lead generation, loan connection service) can help you apply. They will use your application to locate direct lenders that may be able lend to you the loan.

Direct lenders can assist you with all aspects of your online payday loan application. This includes funding, repayment and decision making. If you require a payday loan to pay unexpected bills or until your next paycheck, direct lenders will make borrowing simple and eliminate fees associated with loan brokers. PaydayChampion works with direct lender.

Although a loan broker can help you compare direct lenders, there may be additional fees and your privacy might not be protected. Additionally, you will need to borrow from multiple sources.

Online payday loans from direct lenders are a great way to save time, money, effort, and even your life.

Payday loan lenders can be directed to Payday champion.

Payday Champions is a direct lender that offers payday loans. It is important to compare all options and verify that the match is correct. Payday loans can be an affordable alternative to credit card late payments and bounced cheques.

It’s easy to apply and receive them. There is no middleman, complicated paperwork, hidden fees, privacy issues, delays, or extra fees. The cash can be received within 24 hours. Lender brokers can delay processing your loan application and may charge you additional fees. Other lenders may also have access to your private information. There may be additional fees.

How to Apply for a Direct Payday Loan

These are the steps you need to take in order to get a cash advance online.


Collect Information

These are the items that you can get.

  • Driver’s License and other government ID
  • Documentation to prove that the account remains active
  • A pay stub or other proof of income will be required.
  • Your Social Security Number

Payday Champ Location

Payday Champion will assist you in completing the application process.


Collect Information

Please enter the following information:

  • Social security number
  • Active email address
  • Checking account with active routing & ABA number
  • Source of income

Visit the Payday Champion Site

Once you have completed the Payday Champion Online Application and entered your Zip Code, click here to go on.

  1. Give us your contact information.
  2. We would love to hear about your income. We accept all types of income.
  3. Share banking details. You will need your checking and routing numbers. Prepaid cards cannot be accepted.
  4. Send the application
  5. Receive an instant approval decision
  6. Cash today. Online approvals received by M-F before 10:30 ET will be processed. Your bank account will usually be credited that day at 5 PM ET. Approvals received after 10:30 ET are processed normally the next banking day.

Payday Champion makes it easy to apply online for a payday loan. This will enable you to get the cash you need quickly.

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