Expenses – Club Mouche Odet http://club-mouche-odet.com/ Fri, 21 Jan 2022 10:14:56 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://club-mouche-odet.com/wp-content/uploads/2021/06/icon-3.png Expenses – Club Mouche Odet http://club-mouche-odet.com/ 32 32 Budget 2022: the government asks the ministries to limit spending within the prescribed limits https://club-mouche-odet.com/budget-2022-the-government-asks-the-ministries-to-limit-spending-within-the-prescribed-limits/ Fri, 21 Jan 2022 07:18:25 +0000 https://club-mouche-odet.com/budget-2022-the-government-asks-the-ministries-to-limit-spending-within-the-prescribed-limits/ In a bid to keep the budget deficit within the target limit, the Ministry of Finance has instructed ministries and departments to limit their spending with the revised estimates. The communication comes ahead of the EU budget 2022-2023, which is due to be unveiled on February 1. In a desk memorandum inviting proposals for the […]]]>

In a bid to keep the budget deficit within the target limit, the Ministry of Finance has instructed ministries and departments to limit their spending with the revised estimates.

The communication comes ahead of the EU budget 2022-2023, which is due to be unveiled on February 1.

In a desk memorandum inviting proposals for the third and final batch of supplementary grant applications, the Ministry of Finance’s Economic Affairs Department asked ministries and departments to submit their proposals by February 10.

“When processing proposals for supplemental grants, the grant review authority should invariably identify the savings available in the grant so that unsuccessful or inflated supplemental applications are eliminated and the possibility of dropout after successful completion of additional subsidy is avoided,” he said.

The proposal for additional grant applications can be screened after a thorough and objective assessment of additional fund requirements, he said.

“All ministries and departments have been asked to contain spending within the approved ceilings of the revised estimate,” he said.

The government estimates a budget deficit of 6.8% of gross domestic product (GDP) for the current fiscal year ending March 31.

The budget deficit is an indication of government borrowing to fill the gap between spending and revenue from taxes and other sources.

The memorandum further stated that the application proposal should be made after a thorough examination of the savings made under the grant.

“In cases where a reappropriation can be made without the requirement of a supplement in accordance with the existing provisions, no additional proposal, including for a nominal amount, should be proposed.

“This requirement can be met by re-allocating savings after obtaining approval from the relevant authority,” he said.

Cases that will be eligible to be incorporated under these applications include those where advances from the Reserve Fund of India have been granted.

In addition, payments against court order will also be included in cases where the Ministry of Finance has specifically advised to move the additional request to the budget session, he said.

The two-phase budget session begins on January 31 and continues until April 8.

]]>
Money and Expenses | News, Sports, Jobs https://club-mouche-odet.com/money-and-expenses-news-sports-jobs/ Wed, 19 Jan 2022 09:05:40 +0000 https://club-mouche-odet.com/money-and-expenses-news-sports-jobs/ The governor said more than $1 billion is earmarked for asset preservation – the upkeep and preservation of existing public buildings. “These are assets that belong to the people of Minnesota.” Governor Tim Walz announced his plan for a $2.7 billion bail bill, which would be a new record for the state. In addition to […]]]>

The governor said more than $1 billion is earmarked for asset preservation – the upkeep and preservation of existing public buildings. “These are assets that belong to the people of Minnesota.” Governor Tim Walz announced his plan for a $2.7 billion bail bill, which would be a new record for the state.

In addition to general obligation bonds, Walz would finance this collection with $276 million from the state’s record surplus fund. According to the Associated Press report, Walz said the surplus means Minnesota can afford to spend on the big package.

There’s more for replacing bridges and improving roads, $450 million for housing, including projects for the homeless, and money for the environment.

And that’s the problem with big surpluses. According to lawmakers and government officials, excess revenue equals more spending. There is no consideration for where this surplus came from – the excessive taxes Minnesotans paid.

We know the Governor is unlikely to get everything on his wish list. With that amount of debt, he will need the support of Republican lawmakers, especially in the GOP-controlled Senate. There will be concessions in the bail bill, perhaps with a few deals on tax cuts to help the state get its hands out of taxpayers’ pockets a bit.

Today’s breaking news and more to your inbox

News Highlights

  • Money and Expenses | News, Sports, Jobs
  • View all news and articles from business news updates.
Disclaimer: If you need to update/edit this article, please visit our Help Center. For the latest updates, follow us on gohohgIand News
]]>
How much are Wiltshire MPs asking for utility bills over spending? https://club-mouche-odet.com/how-much-are-wiltshire-mps-asking-for-utility-bills-over-spending/ Mon, 17 Jan 2022 11:50:25 +0000 https://club-mouche-odet.com/how-much-are-wiltshire-mps-asking-for-utility-bills-over-spending/ The MP for Devizes has claimed nearly £3,600 in electricity bills over expenses at his second home between 2020 and 2021. Analysis by the MailOnline shows that Danny Kruger, MP for Devizes, was the top public service requester of all MPs for 2020-2021. Mr Kruger’s electricity bills totaled £3,598.24 for that period, according to data […]]]>

The MP for Devizes has claimed nearly £3,600 in electricity bills over expenses at his second home between 2020 and 2021.

Analysis by the MailOnline shows that Danny Kruger, MP for Devizes, was the top public service requester of all MPs for 2020-2021.

Mr Kruger’s electricity bills totaled £3,598.24 for that period, according to data from the Independent Parliamentary Standards Authority, a body that publishes individual MPs’ spending each year.

Industry watchdog Ofgem estimated the average dual-fuel price was £1,138 a year in 2018.

But gas and electricity costs are expected to skyrocket this year. Energy UK thinks they could increase by 50% by spring.

South Swindon MP Robert Buckland, Salisbury MP John Glen and North Wiltshire MP James Gray did not claim any utility bill over the expense, but North Swindon MP Justin Tomlinson claimed dual fuel bills for his home totaling £509.24 between 2020 and 2021.

Wiltshire South West MP Andrew Murrison recorded £913.11 in office utility bills and £700.03 in accommodation utility bills over the same period.

Chippenham MP Michelle Donelan claimed £900.47 for utility bills but no house bills.

Based on data available between 2021 and 2022, Mr. Kruger had no utility claims. Mr Tomlinson has spent £181.74 so far.

MPs receive expenses to cover the costs of having accommodation in London or their constituency and utility bills are part of this.

A spokesperson for Mr Kruger told the MailOnline: ‘Danny disputed the energy bills on several occasions with the supplier as they were clearly very high, although within the budget set by Parliament. He did not been able to get the bills reduced.

“He has since moved to his constituency and his bills this year are considerably lower.”

Get more news from Salisbury.

You may also like our Facebook page and follow us on Twitter and instagram to stay up to date, as well as sign up for one of our newsletters.

If you want online news with fewer ads, unlimited access and reader rewards – plus a chance to support our local journalism – ask about signing up or a digital subscription.

Email newsdesk@salisburyjournal.co.uk with your comments, photos, letters and stories.

]]>
MEN’S BASKETBALL: Golden Bears slip 16 games at the expense of Bemidji State – Bemidji Pioneer https://club-mouche-odet.com/mens-basketball-golden-bears-slip-16-games-at-the-expense-of-bemidji-state-bemidji-pioneer/ Sun, 16 Jan 2022 00:51:00 +0000 https://club-mouche-odet.com/mens-basketball-golden-bears-slip-16-games-at-the-expense-of-bemidji-state-bemidji-pioneer/ ST. PAUL – Not all losses are weighed the same. But a loss to an opponent on a 16-game losing streak is a blow to the Bemidji State men’s basketball team. The Beavers lost a 98-90 overtime struggle at Concordia-St. Paul on Saturday, often playing from behind but also losing a five-point lead in the […]]]>

ST. PAUL – Not all losses are weighed the same. But a loss to an opponent on a 16-game losing streak is a blow to the Bemidji State men’s basketball team.

The Beavers lost a 98-90 overtime struggle at Concordia-St. Paul on Saturday, often playing from behind but also losing a five-point lead in the final minute of regulation time.

The loss drops BSU to 6-9 overall (3-8 NSIC), while the Golden Bears improved to 2-16 (1-10 NSIC).

Bemidji State allowed 21 points in overtime, and while many of those points came from the free throw line in foul situations, it was CSP’s 10-2 run to start the extra session that did in the Beavers.

BSU also struggled out of the gates, falling 11-4 after four minutes and eventually down 26-18.

But Bemidji State started to come back from there, as a Mohamed Kone dunk capped a 6-0 run that followed and secured BSU in possession. Shortly after, another 6-0 run ended on Dalton Albrecht’s quick slam, good for Bemidji State’s first lead of the day at 35-33.

CSP eventually took a 36-35 halftime lead, and things remained tight in the second half.

The biggest run for the Beavers frame came on a 13-2 midterm push. That turned a three-point deficit into a 60-52 lead, and the lead held at 77-72 on Kone’s pull-up with 1:19 to go.

Caden Hoffman responded with two free throws for the Golden Bears, and after a BSU miss, Jack Stensgard drove inside for a layup and one that tied the game with 23 seconds left.

Both teams missed a potential winner in the dying seconds, which made way for extra time.

In overtime, Concordia-St. Paul shot 5 for 7 from the field and 10 for 12 at the charity strip – good for 21 points in the five-minute session.

Derek Thompson finished with 22 points and 11 rebounds for Bemidji State, while Travis Bianco had 19 points and 14 rebounds. Kone finished with 15 points, six rebounds and seven assists, while Albrecht (12 points) and Jayce Lowman (11 points) also hit double digits.

Elijah Ormiston and Stensgard set the Golden Bears nets ablaze with 26 and 25 points respectively.

The Beavers hit the road for a 7:30 p.m. game on Friday, Jan. 21, in Sioux Falls.

Concordia-St. Paul 98, State of Bemidji 90 (OT)

BEMIDJI STATE (6-9, 3-8 NSIC) — Thompson 22, Bianco 19, Kone 15, Albrecht 12, Lowman 11, Behrendt 6, Ewefada 3, Landwehr 2. Totals: 34-88 FG, 11-32 3 -pt. FG, 11-13 FT.

CONCORDIA-ST. PAUL (2-16, 1-10 NSIC) – Ormiston 26, Stensgard 25, Skeete 16, Everson 14, Hoffman 13, Scharlau 4. Totals: 33-62 FG, 10-26 3-pt. FG, 22-27 FT.

]]>
Financial planning for people with chronic conditions https://club-mouche-odet.com/financial-planning-for-people-with-chronic-conditions/ Fri, 14 Jan 2022 10:00:26 +0000 https://club-mouche-odet.com/financial-planning-for-people-with-chronic-conditions/ Before becoming eligible for Medicare, Deborah Rosenwinkel, who lives in Wheaton, Illinois, and has rheumatoid arthritis, used a manufacturer’s discount card for Enbrel, a biologic drug she injected at home once a week. . The $12,000 card covered his deductible and co-pays, while his individual insurance policy covered the balance, up to $80,000 per year. […]]]>

Before becoming eligible for Medicare, Deborah Rosenwinkel, who lives in Wheaton, Illinois, and has rheumatoid arthritis, used a manufacturer’s discount card for Enbrel, a biologic drug she injected at home once a week. . The $12,000 card covered his deductible and co-pays, while his individual insurance policy covered the balance, up to $80,000 per year.

But when Ms. Rosenwinkel turned 65 last February and signed up for Medicare, she was no longer eligible for the card. Even when a Medicare Part D plan covers Enbrel, annual co-payments can reach $7,000.

Ms Rosenwinkel’s rheumatologist advised her to change her medication. Since the new drug is injected monthly in the doctor’s office, it falls under Medicare Part B, which covers outpatient services. Medicare and its private Medigap plan cover the full cost. “I haven’t received any bills,” she said. “I’m so grateful.”

Prices for wheelchairs, lifts and other durable medical equipment can also be high. Medicare pays 80% if the doctor and provider are enrolled in the program. Disease-specific organizations or local aging organizations may be able to recommend nonprofit groups that provide free or discounted equipment.

Mr. Schwartz’s wheelchair cost $30,000, with a $6,000 co-payment. But Medicare did not cover a standing frame, which improves muscle and bone strength by allowing users to stand with support. To help pay for the $15,000 device, he raised over $10,000 in a GoFundMe campaign.

Another source of financial assistance: tax deductions. Taxpayers can deduct medical expenses that exceed 7.5% of adjusted gross income. Eligible costs include: drug costs, home improvements such as grab bars, assisted living costs, and medical equipment. To take advantage of the deduction, people with large medical bills should consider tapping into sources of taxable income, such as an Individual Retirement Account, Dr. McClanahan said.

As he faces his own physical and financial challenges, Mr. Schwartz helps raise funds for others with multiple sclerosis. In 10 years, first for the Myelin Repair Foundation and then for the MS Society, he performed six tandem parachute jumps. He hopes to jump again in June.

“People say I’m amazing, and it feels good to tell you how amazing you are,” he said.

]]>
Bay City rally: 37-game losing streak interrupted at Glenn’s expense https://club-mouche-odet.com/bay-city-rally-37-game-losing-streak-interrupted-at-glenns-expense/ Wed, 12 Jan 2022 14:04:00 +0000 https://club-mouche-odet.com/bay-city-rally-37-game-losing-streak-interrupted-at-glenns-expense/ BAY CITY, MI – An overview of the Bay City area high school athletic scene for January 11, 2022. Area coaches are encouraged to submit results, highlights and comments on the night of each event by emailing lthomps2@mlive.com. BKB BOYS: BIRCH RUN 54, JOHN GLENN 50 Birch Run ended a 37-game losing streak in conference, […]]]>

BAY CITY, MI – An overview of the Bay City area high school athletic scene for January 11, 2022. Area coaches are encouraged to submit results, highlights and comments on the night of each event by emailing lthomps2@mlive.com.

BKB BOYS: BIRCH RUN 54, JOHN GLENN 50

Birch Run ended a 37-game losing streak in conference, beating John Glenn 54-50 in their match at Tri-Valley East.

Birch Run (2-4, 1-3) hadn’t won a championship game since losing North Branch on Feb. 7, 2018. But the Panthers were ready to play for it, taking a 22-20 advantage. at half time then stopping. the Bobcats (1-5, 0-4) in a hotly contested second half.

“We continue to fight consistently and play with intensity from the top of our roster to the bottom,” said Glenn coach Dale Clyde. “Birch Run played extremely hard and motivated the whole game and they are congratulated on the victory.”

Cam Krzyminski led Glenn with 17 points, Trevor Hartman added 15 and Sean Wesolek eight.

Birch Run was punctuated by Christian Stebner with 15, Jaxon Martinus 14 and Tyler Lasley 11.

Nathan Laures of the Pinconning Boys’ Basketball Team.

BKB BOYS: HARRISON 56, PINCONNING 44

Pinconning couldn’t recover from a shaky second quarterback, relinquishing a 56-44 decision to Harrison in conference shock Jack Pine.

Harrison’s 20-7 run in the second quarter was important as Pinconning fought from behind the rest of the way. The Spartans reduced a 15-point halftime deficit to eight in the fourth quarter, but couldn’t make the final push.

Thaddeus Nashatka scored 10 points ahead of Pinconning (1-6, 1-4). Nathan Laures had eight points and five rebounds while Tyler Floyd added six points and five rebounds. Cole Rezler and Riley Hill also scored six for the Spartans while DJ LaBean distributed six assists.

Pinconning was dominated 27-6 on the free throw line.

BOYS BKB: STANDISH-STERLING 65, MILLINGTON 47

Standish-Sterling pushed back his unbeaten start to seven games, passing Millington 65-47 in Tri-Valley West action.

The Panthers (7-0, 5-0) took a 16-4 lead and have never looked back.

Chase Raymond led a balanced attack with 23 points for Standish-Sterling. Brayden Sullivan scored 13, Cole Prout 11, Brett Bartlett nine and Truman King eight.

Brad Coleman led Millington (2-3, 1-3) with 12 and Kaden Wisenbach added 11.

Makenna olson

Makenna Olson of the John Glenn Women’s Basketball Team.

BKB GIRLS: JOHN GLENN 37, BIRCH RUN 21

Do two in a row for John Glenn.

The Bobcats continued to advance, scoring a 37-21 victory over Birch Run in Tri-Valley East action for their second straight triumph.

“We keep improving with every game,” said Glenn first-year coach Alex Karapas. “Sometimes it seemed like there was a lid on the basket. We had open eyes but the ball didn’t fall. But the girls played excellent defense the whole game.

Glenn (3-6, 2-2) was able to get everyone in on the action and everyone rose to the challenge. Makenna Olson led the balanced offense with an 11 point performance while Carah McCrum added eight points. Olivia Kuehne contributed six and Claire Stopyak contributed five.

BKB GIRLS: CASS CITY 40, UNIONVILLE-SEBEWAING 12

Cass City put their defense to work from start to finish for a 40-12 win over Unionville-Sebewaing.

The Red Hawks led 17-6 at halftime and allowed just six points for the remainder of the game in Greater Thumb West’s victory.

Saylar Cuthrell scored nine points, Abbey Halabis eight and Shelby Ignash six in the victory. Olivia Jubar scored eight for the United States.

BKB GIRLS: REESE 27, BAD AXIS 24

Reese beat Bad Ax 27-24, getting 13 points from Josie Johnson and 10 from Aydan Dalak.

BKB GIRLS: OSCODA 69, WHITTEMORE-PRECOTT 24

Five players scored nine or more points for Oscoda as he earned a 69-24 victory over Whittemore-Prescott in the North Star League game.

The Owls had a fine 15 point performance from Kaylin Griggs while rookie Kingsley Backstrom lost 14 points. Mia Whipkey contributed 10 points and Olivia Toppi and Marlene Sobrino-Salvador each scored nine as the Owls improved 5-2 overall and 2-0 in the league.

BKB GIRLS: POSEN 72, HALE 33

Hale knocked back a few shots, but couldn’t keep pace with the high-scoring Posen, who earned a 72-33 victory in North Star League action.

Hale was in the 18-12s after a quarter only to see Posen erupt for a 24-2 streak in the second quarter.

“Posen are a very strong team and we just couldn’t compete with the physique,” ​​said Hale coach Ryan Parkinson. “We did some good things on the offensive end, but not enough to compete with them. “

Abby Parkinson had six 3-pointers in an 18-point, seven-rebound performance for Hale. Erica Bernard came in with 10 points and five rebounds.

Makayla Kamyszek led Posen with 22 points and Ella Szatkowski had 20.

BKB GIRLS: HILLMAN 69, GRES 28

Emily Freehling delivered a double-double performance, but it wasn’t enough for Au Gres in a 69-28 loss to Hillman.

Au Gres trailed 33-15 at halftime and was outscored 36-13 the rest of the game in the North Star League game.

Freehling had 11 points and 16 rebounds for the Wolverines. Shea Menard added eight points and Lillie Maser contributed seven rebounds.

BKB GIRLS: ASHLEY 36, AKRON-FAIRGROVE 22

A bad quarterback haunted Akron-Fairgrove in a 36-22 loss to Ashley.

Ashley had a decisive 13-2 streak in the second quarter and the Vikings failed to regain ground in the second half.

Baily Diehl had nine points and six rebounds for Akron-Fairgrove (1-6) while Gloria Diehl added six points.

Lucas Courtemanche

Lucas Courtemanche of the Ogemaw Heights Men’s Basketball Team.

BOYS BKB: GAYLORD 64, OGEMAW HEIGHTS 61

Ogemaw Heights led much of the game but couldn’t hold out as Gaylord rallied for a 64-61 victory.

Ogemaw (2-4) is getting used to close games, his six games being decided by a margin of 11 points or less. But the close went bad for the Falcons that night as Gaylord erased a 41-35 deficit heading into the fourth quarter.

Gavin Freeman and Brady Pretzlaff each scored 17 points for Gaylord, who made 11 free throws in the decisive fourth quarter.

Hudson Hodgins had 31 points to go with eight rebounds for Ogemaw while Lucas Courtemanche had 18 points and five steals.

BOYS BKB: SANFORD MERIDIAN 60, GLADWIN 45

Gladwin was aiming for a Jack Pine Conference upset, but couldn’t contain Sanford Meridian in a decisive third-quarter streak, falling 60-45.

Gladwin (2-5, 2-3) soared 31-25 at halftime but was outscored 19-10 in the third quarter.

“We had a pretty good first half,” said Gladwin coach Mike Verellen. “We just made too many mistakes in the third quarter. We took it down to single digits a few times, but once Meridian got a double digit lead they played pretty smart down the home stretch.

Lucas Mead led Gladwin with 13 points and Jhace Massey added 11. Sawyer Moloy scored 18 for Meridian (6-1, 4-1).

BOYS BKB: AKRON-FAIRGROVE 62, ASHLEY 31

Akron-Fairgrove continued the momentum, beating Ashley 62-31 for her third straight win.

Gatlin Guild scored 25 points in the victory while Isaac Squires had 20 points, seven assists and five rebounds for the Vikings (3-2).

MLive Bay Town Area

Basketball schedule

WEDNESDAY JAN. 12

Boys basketball

Cass City in Unionville-Sebewaing

Kinde North Huron to Laker

Reese at Bad Ax

Girls basketball

Claire in Beaverton

Houghton Lake in Evart

Pinconning at Harrison

Roscommon to Manton

Meridian from Sanford to Gladwin

THURSDAY JAN. 13

Boys basketball

Evart in Roscommon

Fairview in Hale

Harrison to Farwell

McBain at Houghton Lake

Oscoda to Mio

Rogers City to Whittemore-Prescott

Meridien Sanford in Clare

Shepherd at Pinconning

Girls basketball

Laquier to Reese

Lincoln Alcona in Ogemaw Heights

Peck in Akron-Fairgrove

Unionville-Sebewaing to Caro

Vassar in Cass City

If you want sports information from your local high school delivered to your inbox for free on a daily basis, Click here and sign up for one of our local high school sports newsletters.

RELATED READING

MLive Bay City Survey Athlete of the Week

Bay City Women’s Basketball Power Rankings, Rankings, Schedule & More

Bay City Boys’ Basketball Power Rankings, Rankings, Schedule & More

Roundup: Frankenmuth’s Test Is Hard To Pass

Elias Ramirez makes the most of his second college basket shot

]]>
Inside the Los Angeles home of Giampiero Tagliaferri, former creative director of Oliver Peoples https://club-mouche-odet.com/inside-the-los-angeles-home-of-giampiero-tagliaferri-former-creative-director-of-oliver-peoples/ Mon, 10 Jan 2022 13:09:22 +0000 http://161.35.220.217/staticwp-paydayjv/wp/2338-raumastevedoring.com/inside-the-los-angeles-home-of-giampiero-tagliaferri-former-creative-director-of-oliver-peoples/ Interior designer Giampiero Tagliaferri’s Los Angeles home is an object lesson in the wonders of 20th-century Italian furniture and the affinities between Italian Modernism and the Mid-Century Modern movement incubated in Southern California . Shock block with treasures both familiar and obscure, the decor includes works by luminaries of the order of Gae Aulenti, Vico […]]]>

Interior designer Giampiero Tagliaferri’s Los Angeles home is an object lesson in the wonders of 20th-century Italian furniture and the affinities between Italian Modernism and the Mid-Century Modern movement incubated in Southern California . Shock block with treasures both familiar and obscure, the decor includes works by luminaries of the order of Gae Aulenti, Vico Magistretti, Joe Colombo, Osvaldo Borsani, Angelo Mangiarotti, Mario Bellini and Ettore Sottsass, as well as furniture of important but less known talents such as Cesare Leonardi, Franca Stagi, Gianni Celada and Gianni Moscatelli.

Tagliaferri is itself an Italian treasure. Born in Bergamo, this dapper 38-year-old talent has spent years in Milan working on the marketing strategy and design of the fashionable eyewear brand. Oliver Peoples. Six years ago, after being appointed the company’s Creative Director, he moved to Los Angeles, where he oversaw the design of more than a dozen Oliver Peoples stores in the United States, Europe and Asia. . “In college, I studied commerce and industrial design, so I learned to approach business from a design perspective and vice versa. The Rome store was my first interior project. It made me realize that interior design is where my real passions lie, ”says Tagliaferri.

Although he continues to consult Oliver Peoples, Tagliaferri recently left his post there to focus full-time on his new interior design business, tackling residential and commercial assignments in the United States and abroad. Even more than the stores he created, Tagliaferri’s alluring home in Los Angeles’s Silver Lake neighborhood is the most compelling card for the urban sensibility and the designer’s cutting eye. Built in 1939 by architect E. Richard Lind, a protégé and colleague of the great Rudolph Schindler, the house synthesizes elements of early Californian modernism with more exotic decorative inspirations from distant places. “From the outside, the house has a strong Japanese vibe, like a ryokan. The glass in the entrance looks almost like a shoji screen. But when you focus on the details, you see the undeniable influence of Schindler and his contemporaries, ”says Tagliaferri.

Although the structure and layout of the original house remains largely intact, the designer has completely transformed the character and complexion of the interiors with a worldly mix of art, objects and furnishings. In addition to the aforementioned masters of Italian design, Tagliaferri’s sets incorporate contemporary pieces, including planters and vessels by Adam Sirak, Jonathan Cross, Eric Roinestad, and Olivia Cognet, as well as a singular art collection that s’ ranges from Lucio Fontana and Sonia Delaunay to John Baldessari and Herb Ritts. An African Senufo bird sculpture represents a nod to Yves Saint Laurent-style craftsmanship, while bands of emerald green and royal blue on the kitchen and office walls, respectively, reflect the organic palette and subdued from the original of the house. California redwood paneling with touches of 1960s Italian pop. The quintessentially American mid-century furniture of George Nelson, Eero Saarinen, and Walter Lamb, as well as Brazilian modernist pieces by Oscar Niemeyer and Ricardo Fasanello, expand the lexicon of design beyond Europe.

“I am interested in the cross currents of modernism that connect the work that has evolved in Europe, South America and the United States. This house gave me the opportunity to explore the kinship and tension between these disparate places and times, and the ways in which the light and landscape of Los Angeles create a specific context and sense of place, ”says Tagliaferri . The end result of these explorations is a house that celebrates the energy and spirit of California while paying homage to the extraordinary heritage of the designer’s home country and sympathetic design movements from around the world. Welcome to the world of Giampiero Tagliaferri.

]]>
Virgin Money teams up with start-up spending https://club-mouche-odet.com/virgin-money-teams-up-with-start-up-spending/ Thu, 06 Jan 2022 03:20:31 +0000 https://club-mouche-odet.com/virgin-money-teams-up-with-start-up-spending/ See also: New report shows 36% of companies plan to upgrade expense management and expense control Partnership with London-based Expend integrates expense management services into new commercial banking department from Virgin Money. Launched in 2015, Expend aims to help small and medium-sized enterprises (SMEs) manage their expenses while saving time and improving transparency. “Not only […]]]>

See also: New report shows 36% of companies plan to upgrade expense management and expense control Partnership with London-based Expend integrates expense management services into new commercial banking department from Virgin Money. Launched in 2015, Expend aims to help small and medium-sized enterprises (SMEs) manage their expenses while saving time and improving transparency.

“Not only will this solve a core business problem, but it will also enrich the data they have, giving an accurate view of their spending. “

“Expend offers a service that we know will add real value to our customers,” said Graeme Sands, interim head of corporate banking at Virgin Money. “Businesses want to be able to get things done faster and more efficiently, and this expense management service is exactly the kind of help many of them need.

Sands added that Virgin Money has worked with FinTech partners to transform its merchant banking and new “market-leading current account” for SMEs, called M Account for Business.

The Expend platform has been developed to offer a scalable suite of solutions to SMEs at different stages of their business. The startup is working to connect banking and accounting processes so that companies have a clearer picture of their financial situation and can also make more informed decisions based on actionable data.

Read more: Virgin Money emphasizes online presence with 20% branch closures

“This partnership with Virgin Money is a true declaration of our intention to put powerful tools for managing spend and expenses in the hands of small and medium-sized businesses,” said Johnny Vowles, Founder and CEO of Expend.

——————————

“Being a part of this innovative project with Virgin Money is the perfect way for us to continue our mission to truly automate complex processes for businesses to maximize their savings in time and money,” added Vowles.

NEW PYMNTS DATA: AUTHENTICATION OF IDENTITIES IN THE DIGITAL ECONOMY – DECEMBER 2021

By the way: More than half of American consumers believe that biometric authentication methods are faster, more convenient and more reliable than passwords or PIN codes; so why less than 10% use them? PYMNTS, working with Mitek, surveyed more than 2,200 consumers to better define this perception gap from usage and identify ways in which businesses can increase usage.

News Business Highlights

  • Virgin Money teams up with start-up spending
  • Check out all the news and articles for business news updates.
Disclaimer: If you need to update / change this article, please visit our help center. For the latest updates Follow us on googIe News


Source link

]]>
BFMD, LLC provides plumbing solutions in Manchester https://club-mouche-odet.com/bfmd-llc-provides-plumbing-solutions-in-manchester/ Tue, 04 Jan 2022 15:58:04 +0000 http://161.35.220.217/staticwp-paydayjv/wp/8389-corrs.net/bfmd-llc-provides-plumbing-solutions-in-manchester/ Manchester, Maryland – Owners of residential and commercial buildings in Manchester now have access to a trusted and reputable plumbing company to handle all of their plumbing issues. BFMD, LLC has a team of professional plumbers who are always ready to help customers with any plumbing issues they may encounter. Plumbers pride themselves on providing […]]]>

Manchester, Maryland – Owners of residential and commercial buildings in Manchester now have access to a trusted and reputable plumbing company to handle all of their plumbing issues. BFMD, LLC has a team of professional plumbers who are always ready to help customers with any plumbing issues they may encounter. Plumbers pride themselves on providing high quality service at competitive prices.

Manchester, MD customers who contact BFMD, LLC can be assured that these plumbing contractors will arrive quickly at their home or business to diagnose the problem. The company offers up-front prices on all services, and customers won’t have to worry about hidden charges. Their experience and expertise in handling major water pipe issues for homes and commercial properties in the Manchester area is what sets BFMD apart from other local plumbing contractors.

BFMD plumbers are knowledgeable in solving problems with underground pipes. Major plumbing issues with underground plumbing, such as tree roots in the pipe or invisible cracks that cause water loss or even build-up in the yard, are all easily fixed with the help of these online contractors. plumbing in the Manchester area.

Problems that require repairs are done as quickly as possible, while those that require hose replacement are carried out using quality hoses that ensure longevity. Homeowners facing low water pressure, low water volume, burst hoses, or other hose-related issues can call on BFMD for quick assistance.

Older Maryland homes are much more serviced and maintained than newer models. One thing that most homeowners don’t sufficiently consider when buying an older home is plumbing. Fortunately, the professionals at BFMD specialize in pipe replacement and installation of new water pipes, as well as a myriad of sewer pipe services. For older homes in the area that need to replace the plumbing or install a new sewer line, the team at Carroll County plumbers at BFMD has become a trusted source for these and other specialist services.

BFMD, LLC also tackles sewer issues that can endanger properties, especially homes. Homeowners who have noticed the common signs of sewer problems or those whose sewer lines have been blocked by trees or other material can contact them for help. Other plumbing services they offer include water jet to remove obstructions and debris in pipes, hydrant repairs, water hook-up for new and existing construction, water pipe solutions. commercial plumbing, etc.

For Carroll County Sewer Line Inspection, major plumbing emergencies or water meter installation services, BFMD, LLC can be contacted through their website. Customers can also call their phone line at 410-440-5814. BFMD, LLC is located at 4219-A Hanover Pike, Manchester, MD, 21102, USA.

Media contact

Company Name
BFMD
Name of the contact
Artie bell
Call
410-440-5814
Address
4219-A Hanover Pike
City
Manchester
State
MARYLAND
Postal code
21102
Country
United States
Website
http://bfplumbingmd.com/


Source link

]]>
Samsung Fire & Marine: 4Q21 Sneak Peek: Missing Consensus Due To One-Time Spending https://club-mouche-odet.com/samsung-fire-marine-4q21-sneak-peek-missing-consensus-due-to-one-time-spending/ Tue, 04 Jan 2022 03:12:51 +0000 https://club-mouche-odet.com/samsung-fire-marine-4q21-sneak-peek-missing-consensus-due-to-one-time-spending/ The author is a KB Securities analyst. He can be contacted at cygun101@kbfg.com. – Ed. Maintain BUY; Decrease in TP by 4.8% to 300,000 KRW We are maintaining BUY on Samsung Fire & Marine (Samsung F&M), but lowering our TP by 4.8% to KRW300,000. We reiterate BUY because: (1) unlike its competitors, Samsung F&M still […]]]>


The author is a KB Securities analyst. He can be contacted at cygun101@kbfg.com. – Ed.

Maintain BUY; Decrease in TP by 4.8% to 300,000 KRW

We are maintaining BUY on Samsung Fire & Marine (Samsung F&M), but lowering our TP by 4.8% to KRW300,000. We reiterate BUY because: (1) unlike its competitors, Samsung F&M still has an advantage when it comes to improving the damage loss ratio; and (2) given the high proportion of personal accident insurance policies, the insurer is able to maintain stable loss ratios, which should become increasingly important under IFRS 17. our previous forecasts. As a result, we lowered the 2021E standalone NP by 3.7% to KRW1.08tn. Meanwhile, we have increased the 2022E standalone NP by 0.5% to KRW 995.8 billion. Our TP of 300,000 KRW was derived by applying a target multiple of 0.81x (Sustainable ROE: 5.9% → 6.0%, COE: 6.7% → 6.9%, TGR: 2.3% ) to a BVPS before 12 m of 365 934 KRW.

KRW 61.6 billion 4Q21E standalone NP, well below consensus and our previous forecast

We expect 4Q21E’s standalone NP to fall 55.4% year-on-year to KRW61.6 billion, well below consensus and our previous forecast, for the following reasons:

(1) Special Group-wide incentive payments and contributions to a corporate contingency fund are expected to increase operating expenses, significantly higher than previously anticipated. The expense ratio is expected to increase 2.2pp yoy to 22.4%.

(2) The increase in the long-term loss ratio is expected to be much larger than expected, increasing by 3.4pp YoY to 94.7%, as premium increases in 2019 and 2020 by Samsung F&M had been relatively low compared to its competitors given its lower loss ratio. The company’s long-term loss ratio is expected to stabilize from 2022, however, as premium increases have become comparable to its peers since 2021.

Meanwhile, the auto loss ratio is expected to decline by 0.3 pp yoy to 87.6%, with the damage loss ratio also decreasing by 9.0 pp yoy. Overall, Samsung F&M results in 4Q21E are expected to be unfavorable with regard to non-recurring expenses, but are expected to be within typical ranges in terms of performance indicators.


Source link

]]>